Interest only mortgages are a great way to get into your next home. However, that doesn't mean that you want to stay in them until the very end. You need to be thinking about your next move. Gone are the days where people kept mortgages until they were paid off. There's really no way to pay off an …
Deciding Whether to Borrow More When Remortgaging
When you decide to remortgage, you may think that it is a good opportunity to increase your mortgage amount. If you have equity in the house, then chances are that you could be lent more money and so it is not unrealistic to consider it as option, but you need to think carefully. Firstly consider …
Remortgaging In the Spring – The Timing Is Just Right!
Thinking about your mortgage? Probably not. You're probably more focused about the fresh air, the trees, and the nice scenery around your home. But isn't it time that you thought about investing in your home for the future? Believe it or not, remortgage rates are very attractive right now. it’s a …
Being Tied in to a Mortgage
When you are remortgaging you will have to make a decision as to whether to get tied in to a mortgage or not. There are quite a few lenders who have fixed rates, but you have to stick with them and this can be a bit of a gamble. Fixed rates can be really good. They may be lower than the current …
When to Consider Remortgaging
Remortgaging is when you change your mortgage company. This is something that people do for a selection of reasons. They may decide that they want to increase the amount that they are borrowing, they may want to move to get a better rate, it could be that they want a more flexible mortgage or they …